Personal Unsecured Loans Products in Kenya

Personal unsecured loans products are a good alternative if you want to borrow money without risking your property. However, it’s important to compare several options from personal unsecured loan providers to get the best personal unsecured loan. Base your comparison on the Amount to be financed, APR, Interest Rate, Finance Charge (Interest amount plus additional charges), Length of Loan, Total cost of Loan, Prepayment Penalty and Method used to calculate interest.

Provider /Product Loan Amount Loan Term Fees/Interest Description/Terms/Benefits
Standard Chartered Bank logo
Personal Unsecured Loans
  • Up to Ksh 4,000,000.00
  • 6 - 60 months
  • Maximum interest rate-16.25%
  • Currently earning a minimum gross salary of Ksh 15,000 per month
  • Top up loan after only 6 months repayment.
  • Credit Life Insurance Policy
national bank logo
NBK Personal Loan
  • Upto Kshs1 million
  • Up to 60 months
  • Interest rate of 18% p.a
  • Negotiation Fee of 1%
  • Fixed Repayments
  • Credit Protection Cover
  • Application takes just minutes to complete
  • Response within 48 hours.
Commercial Bank of Africa logo
Personal Unsecured Loan
  • Ksh 50,000 - Maximum depends on your ability to repay.
  • Flexible repayment options
  • Up to 3 years to repay the loan.
  • Interest charged on reducing balance basis.
  • You only pay the Facility Fee and your annual Loan Protection Insurance premium.
  • Can borrow in Kenya Shillings or in major foreign currencies such as USD, EURO and GBP.
  • No penalty for early repayment.
  • Loan Protection Insurance - to cover your repayments in case of accidental death or accidental permanent disability.
Barclays bank logo
  • Up to Ksh 1,000,000
  • Upto to 72 months
  • Interest rate not stated
  • Loan product for salaried customers, tailored to meet personal expenditures (School fees, car purchase, or home improvement).
  • Repayments from your own account
Barclays bank logo
Scheme Loan
  • Up to Ksh 3,000,000
  • Upto to 72 months
  • Interest rate not stated
  • For employees of a company with a scheme loan agreement with Barclays.
  • Tailored to meet personal expenditures (School fees, car purchase, or home improvement).
CFC Stanbic bank logo
Personal unsecured loan
  • Ksh 25,000.00 - 2,500,000.00
  • Up to 60 months
  • Competitive interest rates and facility fees
  • For those who have been in employment for the last 2 years.
  • Minimum monthly net salary of Ksh 25,000.00
  • Can top up your loan after 6 months of repaying your loan.
  • Embedded credit life insurance for all loans
  • Approval within 48hours of receipt of all document
Consolidated bank logo
Personal Loan
  • Up to Ksh 2 million.
  • Up to 60 months.
  • Interest Rate Not Stated
  • Quick approval process

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NOTE: The products info on this page does not constitute financial advice, always do your own research on top to ensure its the right product for your specific financial situation and remember, we don't as a general policy, investigate the financial soundness of companies listed here. The rates and products displayed within these tables are updated on a regular basis however due to the dynamic nature of the market some product details and rates may be out of date. We therefore do not take any responsibility for the accuracy of the information supplied within the table although we will always make our best effort to ensure that the information provided is as accurate as possible. You should always check rates and terms with the product provider.