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   <title>Personal Finance Blog</title>
   <link>http://www.personal-finance-insights.com/Personal-finance-blog.html</link>
   <description>The Personal Finance Blog is our mini-journal that keeps you up-to-date with all additions and changes to the personal-finance-insights.com web site.</description>
   <language>en-us</language>
   <category domain = "http://www.personal-finance-insights.com/Personal-finance-blog.html#">managing personal finances</category>
   <pubDate>Thu, 05 Jan 2012 21:04:51 GMT</pubDate>
   <lastBuildDate>Thu, 05 Jan 2012 21:04:51 GMT</lastBuildDate>
   <copyright>personal-finance-insights.com</copyright>
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    <title>Jan 5, Online Financial Coaching | Personal Finance Insights</title>
    <link>http://www.personal-finance-insights.com/financial-coaching.html</link>
    <description>Financial Coaching | Transform your relationship to money, change negative money habits, feel relaxed, more in control and gain financial confidence about any financial decision you make.</description>
    <pubDate>Thu, 05 Jan 2012 20:42:23 GMT</pubDate>
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    <title>Dec 29, Practical Financial Guides and Tips</title>
    <link>http://www.personal-finance-insights.com/financial-guides-and-tips.html</link>
    <description>This financial guides and tips section provides you with practical and informative money guides to help you develop and increase your financial genius to manage your personal finances well.</description>
    <pubDate>Thu, 29 Dec 2011 12:13:50 GMT</pubDate>
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    <title>Dec 27, Financial Action Plan | Converting Your Financial Goals
Into Practical, Achievable Action Steps</title>
    <link>http://www.personal-finance-insights.com/financial-action-plan.html</link>
    <description>How to develop a financial action plan to achieve your financial goals | A dream becomes a goal when action is taken toward its achievement and a goal without a plan is just a wish.</description>
    <pubDate>Tue, 27 Dec 2011 17:53:38 GMT</pubDate>
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    <title>Dec 24, The 5 Common Factors That Affect Your Personal Finances</title>
    <link>http://www.personal-finance-insights.com/personal-finances.html</link>
    <description>Few ever pay attention to these factors that affect their Personal Finances. Am wondering if you are one of them. Find out!</description>
    <pubDate>Sat, 24 Dec 2011 13:49:27 GMT</pubDate>
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    <title>Dec 20, Financial Literacy | Your Key To Your Financial Security &amp;amp; Freedom</title>
    <link>http://www.personal-finance-insights.com/financial-literacy.html</link>
    <description>Financial Literacy refers to the knowledge necessary for managing personal finances to achieve financial goals. This includes an understanding of how to manage your money well, minimize financial risks, invest
prudently and use credit responsibly</description>
    <pubDate>Tue, 20 Dec 2011 17:20:42 GMT</pubDate>
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    <title>Dec 19, Preparing a Personal Cashflow Statement (Income
&amp;amp; Expenditure Statement)</title>
    <link>http://www.personal-finance-insights.com/personal-cashflow-statement.html</link>
    <description>A Personal cashflow statement is a summary of cash receipts and payments for a given period. This report provides data on income and spending patterns, which is handy when preparing a budget.</description>
    <pubDate>Mon, 19 Dec 2011 07:51:29 GMT</pubDate>
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    <title>Dec 14, Setting Financial Goals | Achieve What Matters Most by
Setting SMART Goals</title>
    <link>http://www.personal-finance-insights.com/financial-goals.html</link>
    <description>Setting financial goals is an important component of personal financial planning. Learn how to set up smart goals to achieve what matters most in your life.</description>
    <pubDate>Wed, 14 Dec 2011 22:14:11 GMT</pubDate>
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    <title>Dec 14, Managing Personal Finances | How Smart Are You?</title>
    <link>http://www.personal-finance-insights.com/index.html</link>
    <description>Get smart about managing personal finances (and your family's) here at personal finance insights website.</description>
    <pubDate>Wed, 14 Dec 2011 21:25:40 GMT</pubDate>
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    <title>Sep 21, Personal Financial Plan | A Wealth Creation RoadMap For
Designing The Lifestyle You Want</title>
    <link>http://www.personal-finance-insights.com/financial-plan.html</link>
    <description>Just like most things in life don't get accomplished witout a plan, you need a financial plan to design the lifestyle you want.</description>
    <pubDate>Wed, 21 Sep 2011 08:17:21 GMT</pubDate>
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    <title>Sep 21, Cost of Living | The 3 Real Reasons You Find It Hard To
Make Ends Meet.</title>
    <link>http://www.personal-finance-insights.com/cost-of-living.html</link>
    <description>The cost of living has been rising and majority of folks are finding it hard to make ends meet. What's the real reasons?</description>
    <pubDate>Wed, 21 Sep 2011 08:17:20 GMT</pubDate>
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    <title>Sep 21, Developing your Financial Genius eBook at www.personal-finance-insights.com</title>
    <link>http://www.personal-finance-insights.com/financial-genius.html</link>
    <description>Developing your Financial Genius is an eBook on how to become Money Smart to Solve your Money Problems &amp;amp; Achieve Financial Success. Get your copy now!</description>
    <pubDate>Wed, 21 Sep 2011 08:17:19 GMT</pubDate>
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    <title>Sep 21, Family Budget | A positive approach to budgeting, as a
family oriented, user-friendly, financial management and planning tool.</title>
    <link>http://www.personal-finance-insights.com/family-budget.html</link>
    <description>The Family Budget, is a quick-reference, how-to guide, meant to assist you with setting up your own personal, household and family budget ,take you through the typical, who, why, when, what, where and how questions typically asked when considering financial planning for the household and or budgeting in general for your family need, means and circumstance, now and for the future.</description>
    <pubDate>Wed, 21 Sep 2011 08:17:16 GMT</pubDate>
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    <title>Aug 5, Financial Advisors | Planners in Kenya</title>
    <link>http://www.personal-finance-insights.com/financial-advisors.html</link>
    <description>Financial advisors or planners can help you improve and streamline your finances. Meet Kenya's financial experts and get one today to help you set and achieve your financial goals.</description>
    <pubDate>Fri, 05 Aug 2011 12:55:16 GMT</pubDate>
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    <title>Jul 27, Compare Fixed Deposit Accounts in Kenya</title>
    <link>http://www.personal-finance-insights.com/fixed-deposit-accounts.html</link>
    <description>Compare fixed deposit accounts in Kenya. Choose one here that meets your personal banking needs and savings goals.</description>
    <pubDate>Wed, 27 Jul 2011 12:41:23 GMT</pubDate>
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    <title>Jul 27, Compare Education Insurance Policies in Kenya</title>
    <link>http://www.personal-finance-insights.com/education-insurance-policies.html</link>
    <description>Fund your child's education with these education insurance policies. Select one that will meet your child's education goals and budget.</description>
    <pubDate>Wed, 27 Jul 2011 12:24:39 GMT</pubDate>
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    <title>Jul 27, Compare Current Accounts in Kenya</title>
    <link>http://www.personal-finance-insights.com/current-accounts.html</link>
    <description>Compare Current accounts in Kenya. Choose one here that meets your personal banking needs.</description>
    <pubDate>Wed, 27 Jul 2011 12:21:26 GMT</pubDate>
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    <title>Jul 27, Compare Children Bank Accounts in Kenya</title>
    <link>http://www.personal-finance-insights.com/children-bank-accounts.html</link>
    <description>Children bank accounts in Kenya | It is important to get your child into the saving habit early in life. Choose an account here and start training your child to save.</description>
    <pubDate>Wed, 27 Jul 2011 12:10:34 GMT</pubDate>
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    <title>Jul 27, Compare Car Loans | Vehicle Financing Options in Kenya</title>
    <link>http://www.personal-finance-insights.com/car-loans.html</link>
    <description>Compare Car Loans | Vehicle Financing Options in Kenya | Looking for a car loan? Pick one here that you can afford to repay comfortable.</description>
    <pubDate>Wed, 27 Jul 2011 12:03:39 GMT</pubDate>
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    <title>Jul 14, Changing Your Money Blueprint</title>
    <link>http://www.personal-finance-insights.com/changing-your-money-blueprint.html</link>
    <description>If you have been thinking that the only forces that are sabotaging your efforts to be financially successful are external forces then you have to read Changing Your Money Blueprint.</description>
    <pubDate>Thu, 14 Jul 2011 18:44:43 GMT</pubDate>
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    <title>Jul 9, Home Bookkeeping | Your Complete, One-Stop Solution For
Tracking Your Expenditures, Managing Your Finances &amp;amp;
Eliminating Debt</title>
    <link>http://www.personal-finance-insights.com/home-bookkeeping.html</link>
    <description>Home bookkeeping is a feature-packed application aimed for individuals, households, small business owners and self employed. If you are looking for a budgeting software with more than just the basic functional features, this is it.</description>
    <pubDate>Sat, 09 Jul 2011 18:40:45 GMT</pubDate>
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    <title>Jun 20, Members Login Page</title>
    <link>http://www.personal-finance-insights.com/members_login.html</link>
    <description>Members Login Page</description>
    <pubDate>Mon, 20 Jun 2011 10:52:10 GMT</pubDate>
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    <title>Jun 20, Household Tips | Home money saving ideas for extra cash</title>
    <link>http://www.personal-finance-insights.com/household-tips.html</link>
    <description>Check-out these household tips | money saving ideas that can help you cut down your home expenses and squeeze out some extra cash for other uses.</description>
    <pubDate>Mon, 20 Jun 2011 08:18:17 GMT</pubDate>
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    <title>Jun 20, Extra Cash Generating Tips eBook</title>
    <link>http://www.personal-finance-insights.com/extra-cash-generating-tips.html</link>
    <description>This Extra Cash Generating Tips eBook will show you practical and proven ways to finding that extra cash you need.</description>
    <pubDate>Mon, 20 Jun 2011 08:16:37 GMT</pubDate>
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    <title>Jun 15, Exclusive Members Only Financial Resources</title>
    <link>http://www.personal-finance-insights.com/members_only_resources.html</link>
    <description>These are special members only financial resources for those who have subscribed to PFI</description>
    <pubDate>Wed, 15 Jun 2011 21:09:35 GMT</pubDate>
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    <title>May 19, Partner With Us!</title>
    <link>http://www.personal-finance-insights.com/partner_with_us.html</link>
    <description>Personal Finance Insights is seeking independent financial experts who are interested to impart practical personal finance skills to our online visitors.</description>
    <pubDate>Thu, 19 May 2011 20:12:03 GMT</pubDate>
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    <title>Apr 12, Compare Student Accounts in Kenya</title>
    <link>http://www.personal-finance-insights.com/student-accounts.html</link>
    <description>Student accounts in Kenya | Compare the best student bank accounts available and find the account with the rates and features you need.</description>
    <pubDate>Tue, 12 Apr 2011 18:59:38 GMT</pubDate>
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    <title>Apr 1, Household Budget: Simple Ways to Make It Work</title>
    <link>http://www.personal-finance-insights.com/household-budget.html</link>
    <description>To make your household budget work, you need to understand that budgeting is not just about limiting spending and living a cheapskate life. But itâ€™s about insights, wisdom, informed decisions, action and sustained discipline when it comes to managing your household finances.</description>
    <pubDate>Fri, 01 Apr 2011 20:00:59 GMT</pubDate>
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    <title>Mar 17, Compare Savings Accounts in Kenya</title>
    <link>http://www.personal-finance-insights.com/savings-accounts.html</link>
    <description>Compare Savings accounts in Kenya. Choose one here that meets your personal banking needs.</description>
    <pubDate>Thu, 17 Mar 2011 07:25:12 GMT</pubDate>
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    <title>Jan 22, Personal Finances Software | Track Family Budget With
Fantastic Ease!</title>
    <link>http://www.personal-finance-insights.com/personal_finances_software.html</link>
    <description>Personal Finances software is a personal finance manager for home users. However, it can still be use by anyone to manage personal income and expenses.</description>
    <pubDate>Sat, 22 Jan 2011 21:53:33 GMT</pubDate>
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    <title>Jan 22, Budget Advisor | The Simple Way To Manage Your
Personal/Household Budget</title>
    <link>http://www.personal-finance-insights.com/budget-advisor.html</link>
    <description>The Budget Advisor is a basic and simple budgeting software for individuals and households. If you have previously used pen and paper or spreadsheets to set up your budget and manage your finances, youâ€™ll find this money management tool very easy to use.</description>
    <pubDate>Sat, 22 Jan 2011 21:42:17 GMT</pubDate>
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    <title>Jan 20, Personal Budget Software | Manage Your Personal
&amp;amp; Household Finances Effortlessly!</title>
    <link>http://www.personal-finance-insights.com/personal-budget-software.html</link>
    <description>Find out the Personal Budget Software that is right for you. Here are a three great options you can choose.</description>
    <pubDate>Thu, 20 Jan 2011 15:37:28 GMT</pubDate>
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    <title>Jan 18, Goal Setting Software | Goal Planner Plus | To Help You
Easily Set And Track Your Goals</title>
    <link>http://www.personal-finance-insights.com/goal-setting-software.html</link>
    <description>Are you looking for a simple goal setting software that makes setting goals an easy task and also itâ€™s very easy to use? Look no more! Get Goal Planner Plus!</description>
    <pubDate>Tue, 18 Jan 2011 21:43:19 GMT</pubDate>
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    <title>Jan 14, Home Inventory | Have Your Household Items at your
Finger Tips.</title>
    <link>http://www.personal-finance-insights.com/home-inventory.html</link>
    <description>Having a comprehensive home inventory will help you get organized and can serve as money management tool. HomeManage software is a simple home inventory software that it's easy to use. Get a FREE trial download here.</description>
    <pubDate>Fri, 14 Jan 2011 17:14:31 GMT</pubDate>
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    <title>Jan 7, Investing Money | How to Achieve Long-Term Financial
Goals</title>
    <link>http://www.personal-finance-insights.com/investing-money.html</link>
    <description>Investing money simply means putting your money to work so that it can make more money to achieve your desired financial goals. There are some financial goals that may never be achieved in your lifetime or would be a painful process to attain them if you only saved money on them.</description>
    <pubDate>Fri, 07 Jan 2011 11:24:17 GMT</pubDate>
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    <title>Jan 7, Saving Money | Your First Step to Achieving your
Financial Goals</title>
    <link>http://www.personal-finance-insights.com/saving-money.html</link>
    <description>Learn the importance of saving money and the two basic approaches to building up your savings. Saving money really isn't about how much we make. It has been statistically proven that life savings have almost nothing to do with income.</description>
    <pubDate>Fri, 07 Jan 2011 11:23:38 GMT</pubDate>
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    <title>Jan 7, Money Management | The 3 Steps to Controlling your
Personal Finances</title>
    <link>http://www.personal-finance-insights.com/money-management.html</link>
    <description>Money Management has three simple aspects: Deciding what you want your money to do for you; Creating a workable personal budget, and Following that budget with determination.</description>
    <pubDate>Fri, 07 Jan 2011 11:22:50 GMT</pubDate>
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    <title>Jan 7, Real Estate Agents | Valuers | Property Managers in Kenya</title>
    <link>http://www.personal-finance-insights.com/real-estate-agents.html</link>
    <description>Looking for real estate agents, valuers, property managers to help you buy a house, manage or invest in real estate? Find one here!</description>
    <pubDate>Fri, 07 Jan 2011 09:20:41 GMT</pubDate>
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    <title>Jan 7, Asset Managers in Kenya</title>
    <link>http://www.personal-finance-insights.com/asset-managers.html</link>
    <description>Looking for Asset managers to advise, help, or manage your investment portfolio? Get one here!</description>
    <pubDate>Fri, 07 Jan 2011 09:18:21 GMT</pubDate>
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    <title>Jan 5, Mortgage Loans in Kenya</title>
    <link>http://www.personal-finance-insights.com/mortgage-loans.html</link>
    <description>Mortgage Loans | Looking to finance the purchase of a home? Check out these mortgage products here and pick one that you can afford to repay comfortable.</description>
    <pubDate>Wed, 05 Jan 2011 19:18:10 GMT</pubDate>
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    <title>Jan 5, Salary Advance Loans in Kenya</title>
    <link>http://www.personal-finance-insights.com/salary-advance-loans.html</link>
    <description>Salary Advance Loans in Kenya | Looking for a salary advance loan? Pick one here that you can afford to repay comfortable.</description>
    <pubDate>Wed, 05 Jan 2011 19:10:58 GMT</pubDate>
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    <title>Jan 5, Personal Secured Loans in Kenya</title>
    <link>http://www.personal-finance-insights.com/personal-secured-loans.html</link>
    <description>Personal Secured Loans | Looking for secured personal loans? Check out the options provided here and pick one that you can afford to repay comfortable.</description>
    <pubDate>Wed, 05 Jan 2011 19:01:31 GMT</pubDate>
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    <title>Jan 5, Personal Accident Insurance Products in Kenya</title>
    <link>http://www.personal-finance-insights.com/personal-accident-insurance-products.html</link>
    <description>Personal Accident Insurance Products | Find the several options available and get one that suits you best here.</description>
    <pubDate>Wed, 05 Jan 2011 18:58:16 GMT</pubDate>
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    <title>Jan 5, Travel Insurance Products and Services in Kenya</title>
    <link>http://www.personal-finance-insights.com/travel-insurance-products.html</link>
    <description>Travel Insurance Products and Services | Thinking of travelling soon? Get a travel insurance policy here.</description>
    <pubDate>Wed, 05 Jan 2011 18:53:52 GMT</pubDate>
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    <title>Jan 3, Emergency Fund vs. Emergency Plan</title>
    <link>http://www.personal-finance-insights.com/emergency_fund.html</link>
    <description>The Challenge and Inadequacy of an Emergency Fund | Building an Emergency Fund is important. Having an Emergency Plan is BETTER and SMART</description>
    <pubDate>Mon, 03 Jan 2011 13:08:19 GMT</pubDate>
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    <title>Dec 31, Free Monthly Budget Spreadsheet</title>
    <link>http://www.personal-finance-insights.com/monthly-budget-spreadsheet.html</link>
    <description>Download this free monthly budget spreadsheet to manage and keep track of your personal or household expenses on a daily basis. Very easy to use</description>
    <pubDate>Fri, 31 Dec 2010 22:55:47 GMT</pubDate>
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    <title>Dec 18, Consumer Credit Insights for start Outs</title>
    <link>http://www.personal-finance-insights.com/consumer-credit.html</link>
    <description>Learning how to tackle consumer credit early in life is very important. You need to arm yourself with money insights on dealing with consumer credit and debt.</description>
    <pubDate>Sat, 18 Dec 2010 17:16:11 GMT</pubDate>
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    <title>Dec 17, Credit and Debt Management in Financial Planning | Using
Credit Wisely</title>
    <link>http://www.personal-finance-insights.com/credit-and-debt-management.html</link>
    <description>Credit and debt management are important components in financial planning, but they are only small parts of your big financial planning picture. However, learning how to use credit wisely and manage your debt well can be a key to your financial success.</description>
    <pubDate>Fri, 17 Dec 2010 08:48:03 GMT</pubDate>
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    <title>Dec 15, Making Financial Decisions | Identifying &amp;amp;
Evaluating Alternative Courses of Action</title>
    <link>http://www.personal-finance-insights.com/financial-decisions.html</link>
    <description>Making financial decisions requires making choices among alternative courses of action. Learn how to make smart and informative choices.</description>
    <pubDate>Wed, 15 Dec 2010 20:02:11 GMT</pubDate>
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    <title>Dec 14, Using Financial Ratios to Diagnose your Financial Health</title>
    <link>http://www.personal-finance-insights.com/financial-ratios.html</link>
    <description>It is imperative to periodically do a financial health check-up using financial ratios to ascertain the soundness of your personal financial affairs. This diagnosis will focus on the relationship between the various components of your personal finances namely your income, expenses, debts, savings and assets.</description>
    <pubDate>Tue, 14 Dec 2010 16:30:37 GMT</pubDate>
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    <title>Dec 14, Preparing a Personal Balance Sheet (Networth
Statement)</title>
    <link>http://www.personal-finance-insights.com/personal-balance-sheet.html</link>
    <description>Creating a personal balance sheet will not only allow you to stay on top and in control of your finances, but will also act as a tool for measuring your financial progress.</description>
    <pubDate>Tue, 14 Dec 2010 16:25:01 GMT</pubDate>
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